Pinjamania - Platform pinjaman

Why does it have to be Kreditia

Kreditia has been registered with the Financial Services Authority (OJK) with number S-90/MS.72/2019

Kreditia is a platform that provides information, compares cash loans and online installments that is very easy to use. It is hoped that the Kreditia application can help you solve your daily financial problems in meeting your basic needs quickly and easily without any obstacles.

The main functions of Kreditia are:
- On the homepage you can find a very clear selection of financial products for your convenience
- On the product detail page, there is detailed information about the product, such as loan information, and others.
- We have launched a search function for you, it will really save your valuable time if you want to find it quickly;
- Just click on download and you will get the product you want, and we wish you happiness;

Can Kreditia products be trusted?
The products provided by Kreditia are all registered and supervised by the OJK.
Here is some information about these products:
Loan range: 1,000,000-50,000,000
Loan period: 91 days - 180 days
Loan rate: MAX 14% / year
No hidden fees, transparent and clear fees
Coverage area: covers the entire territory of Indonesia

Example of product calculation:
-For example, the user's loan amount is IDR 5,000,000; loan term is 120 days (4 months); annual interest rate 14%, and daily interest rate 0.04%;
-After the loan application is approved, the user will receive a principal of IDR 5,000,000; once the loan ends, the user's payment amount is the total principal plus interest, no other fees
-Interest cost calculation:
Daily interest to be paid 5,000,000 * 0.04% = IDR 2,000; monthly interest to be paid 2,000 * 30 = Rp. 60,000; The total interest expense that must be paid after the loan matures is 60,000 * 4 = IDR 240,000
-Payment Amount：
Monthly payment amount: 5,000,000/4+60,000=Rp 1,310,000
Total payment amount: 5,000,000+240,000=Rp. 5,240,000

To learn more about Kreditia, you can download directly.

Contact us:

CS: 087753565505
Email: cs@pinjamania.id
Private Office #1537 Gowork ASG Tower, 15th FloorJl. Pantai Indah Kapuk BLVRD No.1, North Jakarta 14470

*Pinjamania is a suitable application and only applies to those of you aged 18 years or over.