Stop worrying about high battery drain when using Billease - Buy Now, Pay Later on your phone. Free yourself from the tiny screen and enjoy the app on a much larger display. From now on, get a full-screen experience of your app with the convenience of a keyboard and mouse. MEmu offers you all the surprising features you’d expect: quick installation and easy setup, intuitive controls, and no more worries about battery life, mobile data, or unexpected calls. The all-new MEmu 9 is the choice for using Billease - Buy Now, Pay Later on your computer. With the MEmu multi-instance manager, you can run two or more accounts at the same time. Most importantly, our exclusive emulation engine unlocks your PC’s full potential, delivering smooth and enjoyable performance.
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Enjoy superb experience of using Billease - Buy Now, Pay Later on PC with MEMU App Player. It's a powerful free Android emulator which provides you with thousands of android apps for their desktop version. Enjoy connecting with friends and polishing your work with higher efficiency! Billease makes your online shopping affordable and convenient by spreading your payments into simple installment plans.
Billease makes your online shopping affordable and convenient by spreading your payments into simple installment plans. Just find what you want at any of our online merchant stores, choose Pay with Billease, and enjoy flexible monthly payments. Earn rewards.
Billease is the best shopping finance experience in the Philippines
MUCH BETTER THAN CASH LOAN OR CONSUMER LOAN
Paying with Billease is more convenient than SSS loans, consumer loans, or cash credit. Buy what you want today directly on Lazada or at any of our merchants and select to pay with Billease. That splits your purchase into convenient installments. We’ll notify you when payments are due. No collateral or down payment required. Borrow for shopping online. Credit approval is fast, with most getting instant decisions. You don’t have to deal with cash, just shop and enjoy.
BETTER THAN CASH CREDIT OR CREDIT CARD
Billease is built for the digital age. Transactions are secure through integration in our partner checkout process. No credit card numbers to worry about. Always track your transactions in the app.
MORE THAN 10,000 MERCHANTS
Lazada, Kimstore, Mandaue Foam, Anson’s, Philippine Airlines, Agoda, Datablitz, and many more. Enjoy 0% interest at Anker, Cole Haan, Jockey, KitchenAid, Tempur. Load your phone and settle next due date with no fees. GCash, Maya, coins.ph and GrabPay top-ups are also available.
EXCLUSIVE DEALS & FLEXIBLE INSTALLMENTS
Shop gadgets, electronics, lifestyle items with special discounts in Deals. Get free shipping and limited offers. For bigger purchases or extra breathing room, convert any QRPh or Tap-to-Pay transaction into installments before your due date. Buy in the app, pay later.
PAY ANYWHERE WITH QRPh & NFC
Use your Billease credit line at over 600,000 merchants nationwide through QRPh-enabled stores. Just scan the QR to pay, enjoy now, and convert your purchase into flexible installments before your due date.
EASY BILL PAYMENT
Pay 100s of billers including Globe, Smart, Meralco, Maynilad, Manila Water, Easytrip RFID, and even government contributions like SSS and Pag-Ibig.
ENJOY LOWEST INTEREST RATES FOR ONLINE PURCHASES
Enjoy the benefits without paying upfront. We charge the lowest interest rate at only 3.49% monthly. Watch out for 0% APR promos with selected merchants and mobile load.
CONVENIENT REPAYMENT OPTIONS
Pay your installments via QRPh, InstaPay or PESONet, direct bank deposits, coins.ph, or at over 22,000 7-Eleven, Cebuana, and MLhuillier outlets.
NO FUNNY BUSINESS
What you see is what you pay, no hidden fees. The app lets you configure installments and see the exact amount upfront. We generate a Disclosure Statement in compliance with the Truth in Lending Act.
INFORMATION ABOUT THE COST OF YOUR INSTALLMENT PLAN
- Monthly interest rate ranges from 0% to 3.49%
- Annual Percentage Rate (APR) ranges from 0% to 41.88%
- Service charges range from 0% to 10%
- Loan amounts range from PhP 500 to 50,000
- Installment terms are flexible from 2 to 24 months
REPRESENTATIVE EXAMPLE OF THE TOTAL COST OF A LOAN
- 3-month Lazada Installment plan for PhP 12,000:
We will disburse PhP 12,000 to your Lazada Wallet (no upfront deductions).
- You will repay in 3 monthly installments of PhP 4,539 (PhP 4,000 Principal, PhP 419 Interest, PhP 120 Service Charge each).
- Total repayment = PhP 13,617 (PhP 12,000 Principal + PhP 1,257 Interest + PhP 360 Service Charge).
We love feedback! Email us at: info@billease.ph
- FB: https://www.facebook.com/billeaseph/
- IG: https://www.instagram.com/billeaseph/
Corporate Name: First Digital Finance Corporation
Business Name: First Digital Finance Corporation
PSEC Registration Number: CS201516347
Regulated by SEC as Finance Company with Certificate of Authority (CA): 1101
Regulated by Bangko Sentral ng Pilipinas as Operator of Payment System (OPSCOR-2021-0007)
Registered address: 9th Floor, TM Kalaw Center Building, 667 TM Kalaw Street, Brgy. 666, Zone 72, Ermita, Manila, Philippines
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1. Download MEmu installer and finish the setup
2. Start MEmu then open Google Play on the desktop
3. Search Billease - Buy Now, Pay Later in Google Play
4. Download and Install Billease - Buy Now, Pay Later
5. On install completion click the icon to start
6. Enjoy using Billease - Buy Now, Pay Later on PC with MEmu
MEmu Play is the best Android emulator, and 100 million users already enjoy its superb Android app experience. Powered by advanced virtualization technology, it lets you enjoy thousands of Android apps smoothly on your PC—including the most graphics-intensive ones.
Bigger screen with better graphics; Long duration, without limitation of battery or mobile data.
Full Keymapping support for precise control of keyboard and mouse or gamepad.
Multiple game accounts or tasks on single PC at one time with Multi-Instance manager.
Use Billease - Buy Now, Pay Later on PC by following steps: